Entries by BadAssMother

Key Points to Consider When Saving for College

Late this past summer, earlier this fall, millions of students made it back to their college or university of choice; others made it, but maybe not to the school of their choice.  Millions of parents hope their younger children might one day do the same. Most, if not all of those families, might be thinking […]


Co-Signing a Loan and Your Finances

When it comes to federal student loans, the loans that are included in the award of financial aid, a co-signer is unnecessary.  Parent PLUS loans can be taken to help your child cover the cost of their education.  These loans, taken in your name, definitely obligate you to repayment. Unfortunately, there are times when a […]


Student Loan Mistakes Most People Make

Student loans are par for the course for most attendees.  In fact, due to the projected expense of an undergraduate education, they likely had no choice but to borrow.  And, according to studies/surveys, they borrowed more than necessary due to one or more of the following strategic errors… Borrowed more than necessary.  Studies suggest that […]

Student Loan Debt and Your Retirement

Student loan debt continues to rise, nearing $1.6 Trillion, forcing Americans to delay saving for retirement. According to research conducted by the MIT AgeLab and published by the Teachers Insurance and Annuity Association of America-College Retirement Equities Fund (“TIAA”), 84 percent of Americans report that student loan debt negatively impacted their ability to save for […]


Student Loan Debt – A Taboo Topic

For most Americans, religion and politics are taboo when it comes to topics of conversation.  Likewise, it seems, is the subject of student debt.  So much so that Americans may dive into the formerly taboo topics referenced above. According to a Harris Poll of more than 1,000 adults, the topic of student loan debt is […]


“Surprise” Study Findings: Concerns about Cost Means Parents & Students Should Start Planning Earlier

It’s not really a surprise.  Almost without exception, every student and family engaging our services regret not beginning their college planning campaigns much earlier than they did.  They all wish they’d spent more time.   A national survey for Citizens Financial Group (“Citizens Survey”) showed that 63 percent of parents and 60 percent of students […]


College Planning & High School Parents

The recent college admissions scandal served to highlight the confusion and worry faced by millions of parents as they confront the college planning process. Confused and worried they are; confused and worried they should be. Most parents have delayed planning for a multitude of reasons, many of them believing they had time to plan. The […]