“Surprise” Study Findings: Concerns about Cost Means Parents & Students Should Start Planning Earlier

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It’s not really a surprise.  Almost without exception, every student and family engaging our services regret not beginning their college planning campaigns much earlier than they did.  They all wish they’d spent more time.   A national survey for Citizens Financial Group (“Citizens Survey”) showed that 63 percent of parents and 60 percent of students […]

Conventional Wisdom & Student Loan Debt

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Student loan debt, second only to mortgage debt, accounted for $1.5 Trillion of the total debt held by Americans.  As most of those burdened by such debt will adhere to traditional and conventional means of repayment, they’ll spend years, even decades, perhaps their entire working life paying off those loans.  A few of the misconceptions […]

College Planning & High School Parents

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The recent college admissions scandal served to highlight the confusion and worry faced by millions of parents as they confront the college planning process. Confused and worried they are; confused and worried they should be. Most parents have delayed planning for a multitude of reasons, many of them believing they had time to plan. The […]

Evaluating a Financial Aid Offer

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Though most families don’t realize it, especially those whose first or only child is now beginning the undergraduate journey, the Financial Aid Award Letter can be highly misleading. The award letter is merely an offer; not all aid listed will be awarded. Rather, the letter lists the aid for which you qualify. It’s up to […]

College Savings and the Market

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Just a short time ago, tuition bills arrived hand-in-hand with nightmare producing, stomach-churning market volatility. For those with college funds in financial vehicles subject to market ups-and-downs, it may be too late to act, especially if you need to pay the bill. If payment is not yet due, then it’s a sit and hope scenario. […]

6 Conventional Ways to Pay for School

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Whether you’re a high school senior beginning the “freak-out, how to pay” phase of your college planning campaign, a high school student on whom the upcoming, unbelievable expense is beginning to dawn, or the parent of a college-bound student of any age facing yet another addition to the ungodly amount of debt you currently manage, […]

Overwhelmed?!?

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Most families of college-bound students, regardless of when they address the topic of a college education, find the prospect of paying for the education both confusing and daunting. Especially so when the family doesn’t realize there are services such as ours ready and able to assist and provide peace of mind. For most families, confronting […]